Avoid leaving your savings on auto-pilot
For many retirement plan participants, the last time they put much thought into their retirement savings investments was when they enrolled. However, financial markets fluctuate, asset allocations shift beyond your original parameters and personal goals change. With all these variables at play, reviewing your retirement plan account at least once a year becomes critical.
When you review your account, you can decide if you want to rebalance your savings to match your desired asset allocation percentages; assess and revise your current investment choices; add or change beneficiaries; or decide if you need to increase your contributions to achieve your goals.1
1 Rebalancing does not assure a profit and does not protect against loss in declining markets.
