Tweaking your asset allocation
Save, save, save … grow, grow, grow. That’s the mantra for building your retirement nest egg during your prime working years. By socking away money throughout this stretch, you not only accumulate savings but give your savings the time it needs to grow.
However, once you hit retirement, things change. You are now spending down your nest egg, not contributing to it. In turn, your priority should change from growing your nest egg to preserving it, as you want to make it last the length of your retirement.
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1 Diversification of an investment portfolio does not assure a profit and does not protect against loss in declining markets.