How can I access money from my 401(k) Plan?

Loans from your account may be available. And, subject to the guidelines for withdrawal set by the IRS and your employer, 401(k) assets may be withdrawn for any of the following "qualifying events":

• Death of participant
• Total and permanent disability^*
• Retirement
• Termination of service^*
• Financial hardship^* + (as defined by IRS regulations)
• Age 59 1/2^*
• Loans +

^*As defined by IRC.
+ If allowed by your plan. Ordinary income taxes will apply to each withdrawal. Withdrawals received prior to age 59 1/2 may be assessed a 10% federal income tax penalty.